Adhara is a fintech startup specializing in liquidity management and international payments for decentralized financial networks. The company operates in the financial technology sector, focusing on providing real-time solutions for multi-currency global liquidity management, foreign exchange (FX), and international payments. Adhara leverages tokenized money and smart contract-enabled decentralized ledgers to offer transparency and efficiency in liquidity payments.

Adhara serves a diverse range of clients, including banks, financial institutions, central banks, exchanges, custodians, brokers, and financial market infrastructures (FMIs). The company offers several tailored solutions:

1. **GroupNet**: Designed for consortia or groups of banks with bilateral or multilateral relationships, enhancing liquidity visibility and dynamic pricing for payments.

2. **RegionNet**: Aimed at regional groups of banks working within a central bank scheme, facilitating streamlined liquidity management.

3. **HubIT**: Targeted at large international banking groups with multiple subsidiaries or branches, providing a centralized solution for liquidity management.

4. **Token**: Focused on exchanges, custodians, brokers, and FMIs, offering solutions for wholesale liquidity payment schemes.

Adhara's business model revolves around providing these specialized software solutions to its clients, who pay for access to the platform and its various features. The company generates revenue through subscription fees, licensing, and possibly transaction-based fees, depending on the specific arrangements with each client.

Adhara's market is the global financial services industry, particularly institutions looking to modernize their liquidity management and payment systems using blockchain technology. The company stands out due to its decades of experience in commercial banking technology, capital markets, blockchain, and product design development.

In summary, Adhara is a key player in the fintech space, offering innovative solutions for liquidity management and international payments, leveraging blockchain technology to provide transparency and efficiency.

**Keywords**: Fintech, Liquidity Management, International Payments, Blockchain, Decentralized Ledger, Tokenized Money, Banks, Financial Institutions, Central Banks, FX.