Financials

Estimates*

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Revenues, earnings & profits over time
BRL2017201820192020202120222023
Revenues23.7m68.6m126m252m684m1.6b1.9b
% growth-189 %84 %99 %172 %128 %25 %
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Recent News about Creditas

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More about Creditas
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Creditas is a leading fintech company in Latin America, dedicated to transforming the way people access credit and manage their finances. Focused on providing innovative financial solutions, Creditas offers a wide range of loan products designed to help individuals unlock the value of their assets, achieve their financial goals, and improve their quality of life.

Founded with the mission to democratize credit in Brazil, Creditas leverages technology to offer personalized and affordable lending options. The company’s platform connects borrowers with loan products that are secured by their assets, such as homes, vehicles, or salaries. By using these assets as collateral, Creditas is able to offer lower interest rates compared to traditional unsecured loans, making borrowing more accessible and cost-effective for consumers.

Creditas' product offerings include home equity loans, auto equity loans, and payroll-deductible loans. These products are designed to cater to various financial needs, whether customers are looking to consolidate debt, finance home improvements, or invest in their education. By offering flexible terms and competitive rates, Creditas empowers individuals to take control of their financial future.

A key feature of Creditas is its commitment to innovation and user experience. The platform is built with a customer-first approach, providing a seamless, digital application process that simplifies the borrowing experience. Customers can easily apply for loans online, track the status of their applications, and manage their repayments through the platform’s intuitive interface. This digital-first strategy not only enhances convenience but also increases transparency and trust.

Creditas also emphasizes financial education and responsibility. The company provides resources and tools to help customers better understand their financial options and make informed decisions. This commitment to education is part of Creditas' broader goal of promoting financial inclusion and helping individuals build a stronger financial foundation.

In addition to its core lending products, Creditas is expanding its services to offer a comprehensive ecosystem of financial solutions. This includes insurance products, investment opportunities, and other financial services that complement its lending offerings. By broadening its product suite, Creditas aims to become a one-stop shop for all its customers' financial needs.

Creditas is also deeply committed to social responsibility and sustainability. The company actively works to create positive social impact by improving access to credit for underserved populations and promoting financial well-being in the communities it serves. Additionally, Creditas is focused on sustainable business practices, ensuring that its growth contributes to the long-term prosperity of its customers and society at large.

With its innovative approach, customer-centric philosophy, and commitment to financial inclusion, Creditas is redefining the lending landscape in Latin America. The company's vision extends beyond just providing credit; it is about empowering individuals to achieve their dreams, improve their financial health, and build a better future. As Creditas continues to grow, it remains focused on making a meaningful difference in the lives of its customers and the broader community.

Tech stack

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Investments by Creditas

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Grana AQUI
ACQUISITION by Creditas Oct 2013
Minuto Corretora de Seguros
ACQUISITION by Creditas Jul 2021
Volanty
ACQUISITION by Creditas Jul 2021
Creditoo
ACQUISITION by Creditas Jul 2019
Bcredi
ACQUISITION by Creditas Jan 2021
Kzas Krédito
ACQUISITION by Creditas Jul 2022