OptioPay is a fintech company that leverages Open Banking technology to help businesses optimize their financial campaigns and increase customer lifetime value. Operating in the financial services market, OptioPay serves a diverse range of clients including banks, insurance companies, and e-commerce platforms. The company provides access to strategically valuable banking data, enabling businesses to create tailored campaigns that cross and upsell products at the right time and context. OptioPay's business model revolves around earning commissions from successful recommendations made through these campaigns. By integrating their technology into existing interfaces via APIs or building white-label platforms, OptioPay helps businesses gain significant customer insights, predict relevant life events, and understand spending behaviors. This data-driven approach not only enhances customer satisfaction but also drives additional revenue streams.

Keywords: Open Banking, financial campaigns, customer insights, data-driven, fintech, banking data, tailored campaigns, revenue optimization, API integration, white-label platform.