Pagantis is a financial technology company that specializes in providing consumer financing solutions. Operating primarily in the European market, Pagantis offers a 'buy now, pay later' service that allows consumers to make purchases and pay for them in flexible instalments. The service is 100% online, featuring instant paperless approval, which enhances the user experience by making the process quick and convenient. Pagantis serves a wide range of clients, including individual consumers and retail businesses that integrate Pagantis as a payment option at checkout. The business model revolves around charging interest and fees on the instalment plans, which generates revenue for the company. By partnering with various online retailers, Pagantis expands its reach and customer base, making it a preferred choice for those looking for flexible payment options.

Keywords: consumer financing, flexible instalments, online approval, fintech, European market, retail partnerships, instant approval, paperless process, buy now pay later, payment services.