Unum operates in the insurance and employee benefits sector, offering a wide range of benefits solutions such as disability, life, accident, critical illness, dental, and vision coverage. The company serves businesses of all sizes in the U.S. and the U.K., providing benefits that help employees protect their families, finances, and futures. Unum's business model focuses on partnering with employers to offer these benefits through workplace programs, thereby ensuring affordable access for millions of workers and their families. Revenue is generated through premiums paid by employers and employees for the various insurance products and services offered. Unum also provides additional services like benefits communication, enrollment services, claims support, absence management, and vocational rehabilitation to help businesses and employees return to full capacity quickly after disruptions. The company is committed to understanding and anticipating the evolving needs of the workforce, ensuring that its financial protection offerings align with emerging trends.

Keywords: insurance, employee benefits, disability coverage, life insurance, accident insurance, critical illness, dental benefits, vision benefits, absence management, vocational rehabilitation.