Wecash operates as a technology-driven platform that connects financial institutions, consumer scenarios, small and medium-sized enterprises (SMEs), and individual users. The company leverages big data, artificial intelligence (AI), and other advanced technologies to provide financial service capabilities to traditional offline dealers. This enables them to intelligently match capital needs between customers, various consumer scenarios, and financial institutions, thereby increasing customer size and service efficiency.

Wecash's business model is based on a B2B2C (Business-to-Business-to-Consumer) framework. This model allows the company to serve a diverse range of clients, including financial institutions, SMEs, and individual consumers. By utilizing accurate customer value identification and rich financial resources, Wecash automatically matches the highest quality financial products to its customers. This results in the efficient allocation of social resources and improved financial service delivery.

The company generates revenue by providing technical solutions such as intelligent decision-making and precise customer acquisition to financial institutions. These solutions help financial institutions reduce delivery costs by 40%, lower debt rates by an average of 40%, and decrease the average risk of fraud by 70%.

Wecash aims to transform the consumer finance experience for 3 billion people through its technology-driven approach, enabling better living through various consumption scenarios.

Keywords: technology-driven, financial institutions, consumer scenarios, SMEs, AI, big data, B2B2C, intelligent matching, financial services, resource allocation.